Simple tips to investing in stock markets more safely

Each person has a different risk -reward preference depending on his or her character , background , income or age . If you are a retiree , it would be better  to play it safe , invest some of your cash  ( not all ) in trusted mutual funds where they give you around 7 percent annual or yearly return on your funds . Mutual funds are safer because they invest in index funds where they diversify in a whole index such as s&p 500, T-bonds  and  invest in a diversity of bluechip companies ( very strong companies ) and so on. However , if you are still young and productive , you could invest in some individual companies to get a better return .

Here are simple but important tips if you want to invest safely :

1.  Leave cash in your account : It is very important to leave cash in your account to protect your financial strength . If the market drops as in 2008 and 2009 , you are closer to be on the  safe side , because you would lose less and then gain more as you buy undervalued stocks and sell them later when the markets recover . A mutual fund did well in 2008 and afterwards and outperformed the market because they kept portion of their money safely as a cash . ” Cash is king  “in some cases. You leave some cash as a reserve for better opportunities that may come again and again …

2. Invest in companies that you know well : It is advisable and preferable to get to know well about a company and a business before you invest in it . Example , if you know well about the finacial situation of microsft , such as history , revenues , future growth , dividend pauments , net income , net cashflow , you would find it better to invest in it. These  information lead us to knowing the fundamentals .Example, all people know that Microsoft offers programming services                                    ( Microsoft Windows operating systems ) all over the world and is globally popular. Toyota is very famous for manufacturing cars and one of the greatest producers and sellers of cars globally .

3 . Look into the fundamentals of a company such as growth , products made ( BMW could produce Electric vehicles to grow ) , net income of a company , net debt , free cash flow , etc…If a company does make a lot of profits with growing yearly income and positive cash flow , this would be a good indication to buy such shares since shares or stocks represent  value of real life businesses as said  and you would not invest unless you find a company profitable  , growing and strong.

4 . Buy low , sell high : Many reputable investors tell you to take a margin of safety while buying a share . Take into consideration that usually or technically if a share price rises to its peak level in a certain period of time , it could drop again after selloffs .This is what is mentioned in a book callled” by Benjamin Graham. The Intelligent Investor ” Sometimes ,  if the company is growing well and fast , the company may rise to new peak levels  . Only buy the price at a reasonable price where you have a potential to gain . Buy when the price gets low to sell at a higher price later . Warren Buffet did something well in 2008 and 2009 and started buying stocks when prices dipped and everyone started selling and would sell later on when prices would  start to rise again and all people would start to buy . They could sell at times when markets have been  booming as in 2014 and 2015 as an example …

5 . Look at the macroeconomic  economic news because any growth in economic activity , increase in property sales reports , decrease in unemployment percentage , technological innovations could turn stock markets into having green upward arrows indicating  the  rising of the stock prices and the opposite is true. Markets may act in many different ways  that we can not always expect but the general news have influences on the markets …

6 . Diversification across many companies and many countries is a key to more safety so as not to put all your eggs in one basket . You could buy bonds of high rated companies or governmental bonds as well for more safety at a reasonable prices… Some advise you  not to put more than 10 percent of your money  in one trade or in one company . Allocate them in different companies and different sectors… Ray Dalio , a famous multi – billionaire, interviewed by Tony Robbins , talks about 4 seasons strategies that does well in bear markets and bull markets and his mutual fund did very well even in 2008 and 2009 .The four seasons strategy suggests that you invest almost 30 percent in stocks , 40 % in long term bonds like 20 years and above , 15 % in medium term bonds like 10 years bonds , 7.5 % in commodities and 7.5 percent in Gold .

Never forget to leave at least one third of your account as cash and you could put your cash in banks that pay more than 2 percent interest to protect your wealth from inflation …Example Ally Bank, an online bank ,  pays more than 2 percent interest on the saving account …

What about diversification across many countries like Japan as well as France and Germany as well  ? Some dividend paying company shares like Toyota in Japan , Henkel and Mercedes in Germany and others are good to earn … An intelligent investor and expert has mentioned that he would not own a share unless it pays dividends . He has mentioned that it is estimated that almost 73 percent of the returns in the 30 or 40 years has been from dividends in stock markets …

7 . Do not buy shares of a company all at once . Example , if  you buy 50 shares of microsoft at 87 dollars and it drops to 80 dollars you could buy another 50 shares at this better price to sell later on and gain profits as the price rises again .Buy and sell in pieces because as said by Warren Buffet that the market can’t be timed…

8 . Buy some Gold and Silver that usually rise during recession as a way to preserve your wealth or money value . Some would say that you do not receive  dividends as in some stocks or interest as in bonds but I say you could trade with Gold as well and somehow hedge your money or investments at the same time.You could put only 5 percent of your money in Gold or silver …

9 . Think for the long term or as said : “wait and hold ” : Sometimes you could hold the shares for weeks or months before you see appreciation and get 20 percent return in trading or receiving  dividends , so have patience . Morever, there would be the compounding effect when you use your profits to reinvest them and gain . I recommend a book called the richest man in Babylon … Besides , Warren Buffet talks about importance of  the power of compounding in accumulating wealth … You could trade once in a week to sell and buy accumulating wealth bit by bit like even 3 %   on average  return per week ( or even per month )compounding  on your account could build a huge wealth in the long run … Example , having 10 thousand dollars in your trading account and getting it to  10, 300 next week and then 10660 the week after produces a huge result …

10. On one side of the equation,  Stay calm and emotionally  balanced  as much as possible to take better decisions …On the other side of the equation , it is right that the logical fundamentals play a huge role in prices of shares but since people have emotions , emotions play a role in price deviations especially in the short run and  for volatile stocks so people tend to react in different ways as in 2008 and 2009 .It is better to stay balanced as much as you could as not to get too excited if you win or too nervous if markets crash . I would repeat again and again to keep some liquid cash to protect yourself financially in case of sudden drops in prices to buy at lower prices later on while staying calm as much as you could …Even if it saddens you a little bit to lose first but as you gain knowledge , be happy and glad that you are learning , growing and expanding awareness on trading and gaining…

Someone has said that stock markets are like voting machines in the short run but more like a logical market in the long run following the fundamentals to make relatively fair pricing …

11. If you are new to the stock market , please only use a small portion of your liquid cash wealth to invest and trade .Better  not to  invest a large amount at first untill you get enough insight , experience and knowledge in stock markets and trading . You learn by your mistakes good lessons to develop great skills .Be confident in yourself but careful.

12 . Be prepared to sudden changes because sometimes unexpected changes in prices could take place upward or downward . An expert investor said that stock markets are like voting in the elections  in the short run but would follow the fundamentals or the financial fundamental basics  of the company in the long run.

13. It is better not to  place in stock markets more than you could afford to save or put aside after paying for necassary things in life .

14. Invest a small portion in new emerging companies you believe could become the new Google or new Facebook . Those who invested in Google , Amazon or Facebook in their early stages of growth years ago have had tremendous amount of returns or gains .For example , today some perceive companies of renewable energy technologies and  cloud computing  possesing a  great potential for growth and evolution…

15.  Seek counsel from more experienced people in stock markets , read books or watch videos to learn as much as you can . It is said that the more you learn ( and apply ) , the more you earn  .

16. For lower risk , you could invest in less  costly index funds like s&p 500 as an example to reduce risk investments as much as you can while paying only small fees …

Last but not least , I would be thankful  to know your opinion whether you agree with me or not on some points .I hope these tips help all especially the beginners.

Best wishes…


Watch “Top 3 Reasons Why you Fail to Manifest with the Law of Attraction” on YouTube

I read that to those who need nothing , everything is given …
On a grand scheme ,
Your true nature is unconditional love and light.Yes , definitely, when you rise above the shadows of this physical reality and tap into the divine reality of unconditional love, unconditional joy and eternal light , you are everything and everything would be you .

Carl Jung said :” I simply believe that some part of the human Self or Soul is not subject to the laws of space and time.

Wayne Dyer said that success is not all about money or achievements , it is also about inner joy and feelings of self-fullfilment regardless of the outer conditions.

Wayne Dyer said : ” Be open to everything , yet attached to nothing .”

It means embrace everything that comes while being your best you could and being detached from the outcome . Be the best you could and allow whatever the universe or God  give you to come to you.

Law of attraction is not the only true law governing  in the universe .

Feeling joyful unconditionally and love unconditionally  is a key to becoming the best version of yourself .This is  like surrendering to your higherself and  realizing your divine nature , so detaching from the outcome and detachment  from  the world of form is a key to the  best manifestations .

You have your inner knowing or intuition or inner guidance system  that channels through you the blissful ecstacy , joy , passion and love to know what the best for you is .

I hope this resonates with you .

Please read this brief informative article that answers your meaningful question directly or indirectly.

Best wishes


Abraham Hicks: How to get into the Receiving Mode or a State of Allowing | Spiritual Cookie

I think law of attraction is not the only true law in the universe .
Feeling joyful unconditionally ( for no reason) and loving unconditionally is a key to becoming the best version of yourself .This is like surrendering to your higherself and realizing your divine nature , so detaching from the outcome and detachment from the world of form is a key to the best manifestations .
You have your inner knowing or intuition or inner guidance system that channels through you the blissful ecstacy , joy , passion and love to know what the best for you is .
I hope this resonates with you .
Best wishes to all …

Watch “Powerful Idea To Manifest Success In Anything (Episode 1)” on YouTube

Faith , Simplicity, clarity , focus and persistence are important keys in life to success. Living simply and peacefully is better than overcomplicating things or overthinking . Sometimes , less is more and simplicity is better . Getting simply clear on what you want to achieve is better than confusion between many unclear goals .Having vision for what you look forward to achieving makes things clearer .

Sure doing one thing at a time and completing it is very good . However , repetition of one act is good as long as it is meaningful and joyful to master it but if repetition becomes boring and useless , then switching to a new thing to master becomes better.In general , focus at one thing at a time to complete it and then move ahead to accomplish another task . This is how cities are established and built step by step and day after day.

Another factor that is important in being disciplined and successful is having faith .That is Faith in your capabilities to progress .Faith could strengthen your ability to move on and persist untill you achieve your highest potentials.

One thing that is also essental to be sustainable is unconditional love and unconditioned joy, because joy and love are our true core essence as spiritual divine beings in temporary human experience as the youtuber Aoron Doughty says.

With love , with feeling good and with joy things become greater , more fulfilling and more sustainable in the long run . You would move along with the power that creates the world to thrive and prosper. As an example ,because Warren Buffet has had so much passion and great love for investing since childhood that he has read many books about investing, and so has become successfully a billionaire ( while giving back also billions of dollars to charities as well ).Joy and love are eternal and everlasting .

Best wishes …

Watch “Abraham Hicks – No Ads During – Enlightenment is in the moment” on YouTube

Enlightment is who you really are as unconditional divine love, unconditional joy , clear light , and unconditioned consciousness. You become aware of the present moment in the now which is all that exists but evolving and expanding. You start to have clarity and vision to your new potential , just approving of the plans that the universe and higherself have for you . You relax and allow your higherself to guide you to better things unfolding in the present. This is like what Anraham Hicks calls the receiving mode or tuning in to source energy… You become detached from what your ego thinks is so important to you .


Just deciding to be happy, is the greatest “gift you can give your self. If you decide that you’re going to be happy from now on for the rest of your life, you will not only be happy, you will become enlightened. Unconditional happiness is the highest technique there is. This is truly a spiritual path, and it is as direct and sure a path to Awakening as could possibly exist.”
― Michael A. Singer, The Untethered Soul: The Journey Beyond Yourself

As Wayne Dyer said : ” Be open to everything , yet attached to nothing .” In other words , tap into your receptive mode or inner guidance that is tuned in to divine source energy through unconditional love to allow them to bring you whatever the best is for you .

Yes, Sometimes it is good to choose yourself but , in some cases , it is better to go general and open up to the field of all unlimited possibilies allowing source energy to choose for you whatever that is best for you .Abraham Hicks , said : “As you think thoughts that feel good to you, you will be in harmony with who you really are. ”



Example , You could get annoyed from being removed from a job just to find a much better job. In short , do your best and leave the rest.